The Swift Story
SwiftSure Capital was founded on a simple premise: Capital should move as fast as you do. We are not just a lending firm; we are a team of financial architects and digital professionals who leverage Artificial Intelligence to eliminate the red tape that plagues traditional banking.
By leveraging AI to assess risk and process data instantly, we bring capital and funding at the speed of opportunity. We don't just fund deals; we fuel growth, ensuring you never miss a closing date or a business expansion because of paperwork.
Meet the Expert: Sal "Cheech" Martinez Head of Capital & Strategy
For over 25 years, Sal Martinez has been a pillar in the financial and real estate sectors. Known for his ability to "demystify" the complex world of buying, selling, and lending, Sal has built a reputation as the expert who gets it done.
Sal doesn’t work alone. He has cultivated deep, decades-long relationships with top-tier realtors, commercial and residential lenders, mortgage teams, and legal professionals.
When you work with Sal, you aren’t just getting a loan officer; you are gaining access to a massive network of expertise designed to secure the exact product you need. Sal’s mission is to empower you—giving you the clarity to make smart decisions and the capital to execute them.
Swiftsure Projects What we Fund
Capital fueling growth, one deal at a time.
Project 1: The "Vision Control" Home Remodel
The Challenge: A homeowner wanted to overhaul their kitchen and master bath but didn’t want to refinance their low-interest mortgage or encumber their home with a HELOC lien.
The SwiftSure Solution: We provided a $75,000 Unsecured Home Improvement Loan. The client acted as their own project manager, hiring their preferred contractors and retaining full control of the funds.
The Result: A stunning renovation completed in 6 weeks with zero liens placed on the property.
Project 2: The Rapid Flip (Hard Money Success)
The Challenge: A real estate investor identified a distressed property that required an immediate cash close to beat out other offers. Traditional bank financing would take 45 days—too long to win the deal.
The SwiftSure Solution: Leveraging our AI-driven underwriting, we secured a Hard Money Loan within days, covering both the acquisition and the rehab costs.
The Result: The investor closed on time, renovated the property, and sold it for a 30% ROI within 4 months.
Project 3: Business Expansion (Line of Credit)
The Challenge: A growing logistics company needed to repair a fleet of vehicles and purchase inventory immediately to fulfill a new contract, but cash flow was tight due to unpaid invoices.
The SwiftSure Solution: We established a Business Line of Credit, giving the owner instant access to capital without the need for complex collateral.
The Result: The fleet was repaired, the contract was fulfilled, and the business revenue grew by 15% that quarter.
Project 4: The DSCR Rental Portfolio
The Challenge: An experienced landlord wanted to buy a turnkey rental property but couldn't use personal income to qualify due to self-employment write-offs.
The SwiftSure Solution: Sal & Team structured a DSCR (Debt Service Coverage Ratio) Loan, qualifying the loan based solely on the property's rental income rather than the borrower's personal tax returns.
The Result: The landlord added a cash-flowing asset to their portfolio with zero personal income verification required.
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Reviews
What clients say about working with us
Cheech Martinez Capital made funding my renovation quick and painless. Their team understood my timeline and delivered exactly when I needed.
Lena M.
Austin TX
Their flexible loan options helped me close my first deal fast. The process was straightforward and the team was always available to answer questions.
Mark D.
Dallas TX